Catholic Wedding Questions and Answers
If you and your fiancé are cohabitating (living together), you will probably be expected to address some of the difficulties and complications that can arise from that situation. Although premarital sexual activity does not "disqualify" you from the sacrament of marriage, it raises several concerns. For instance, couples who cohabitate prior to marriage are more likely to experience difficulties during their marriage, according to "Marriage Preparation and Cohabitating Couples" (see link, below). And as the Diocese of Rapid City points out, "If there is not sufficient awareness on the couple's part of the essential elements of Catholic teaching on the sanctity of marriage and sexual relations and of the commitment, fidelity, and permanence needed in marriage, then the marriage should be postponed until such awareness has developed" (Preparing for Marriage). Church guidelines urge pastors to approach cohabitating couples with respect, charity, and patience; if you are cohabitating, you can expect your pastor to raise concerns, but hopefully these concerns will be discussed in a friendly way.
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Marriage Preparation and Cohabitating Couples: An Informational Report: This report from the U.S. Catholic bishops contains information on the growing trend toward couples cohabitating (living together) before marriage; it also describes how many priests are approaching this issue with couples. This is important reading for engaged couples who are living together.